CD RATES | IRA Variable Rate CD | NOW Account | Super NOW Accounts | Regular Savings Account | Money Market Accounts (IMMIA) | Health Savings Account
All interest rates and annual percentage yields (APY) are effective as of 09-03-08 and are subject to change without notice.

CD RATES

Term Length Opening Deposit Interest Rate APY
7 days $100.00 1.50% 1.51%
91 days $100.00 2.50% 2.52%
182 days $100.00 2.50% 2.52%
9 months $100.00 3.00% 3.03%
12 months $100.00 3.00% 3.03%
18 months $100.00 3.00% 3.03%
24 months $100.00 3.25% 3.29%
27 months $100.00 3.25% 3.29%
36 months $100.00 3.25% 3.29%
48 months $100.00 3.25% 3.29%

IRA Variable Rate CD

Term Length Opening Deposit Interest Rate APY
18 months $25.00 2.50% 2.52%
36 months $25.00 3.25% 3.29%

NOW Account

Product Information Opening Deposit Interest Rate APY
NOW Account $100.00 0.25% 0.25%

Super NOW Accounts

Account Balance Opening Deposit Interest Rate APY
$0-$2,499.99 $100.00 .50% .50%
$2,500-$34,999.99 $100.00 1.00% 1.00%
$35,000-$49,999.99 $100.00 1.30% 1.31%
$50,000-$99,999.99 $100.00 1.80% 1.81%
$100,000+ $100.00 2.05% 2.07%

Regular Savings Account

Product Information Opening Deposit Interest Rate APY
Regular Savings $100.00 0.50% 0.50%

Money Market Accounts (IMMIA)

Account Balance Opening Deposit Interest Rate APY
$0-$7,499.99 $100.00 .50% .50%
$7,500-$19,999.99 $100.00 1.00% 1.00%
$20,000-$49,999.99 $100.00 1.30% 1.31%
$50,000-$99,999.99 $100.00 1.80% 1.81%
$100,000+ $100.00 2.05% 2.07%
Limited to six transfers per statement period, with a maximum of three withdrawals by check, draft, POS or similar order. Fees may apply if these limits are exceeded.

Health Savings Account

Account Balance Opening Deposit Interest Rate APY
$0-$999.99 $50.00 2.50% 2.53%
$1000.00-$14,999.99 $50.00 2.75% 2.78%
$15,000.00+ $50.00 3.00% 3.04%


 

 

Fees could reduce earnings. A penalty may be imposed for early
withdrawal on time deposits. Rates may change after account is opened.

Located in Spencer, Iowa   |   Equal Housing Lender    |   Member FDIC
Copyright 2002 Farmers Trust and Savings Bank. All Rights Reserved.