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| At the Farmers Bank, we can make your dream of owning your own home a reality with a variety of financing options.
Fixed Rate Mortgages
With a fixed rate mortgage, the interest rate you pay remains the same for the life of your loan. When it comes to mortgages, this is a traditional favorite since your monthly payments stay the same. It is an excellent choice if you plan on staying in your home for more than 5 years. See Current Mortgage Rates |
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Adjustable Rate Mortgages
With an adjustable rate mortgage, you receive an initial low interest rate that is then adjusted on a regular basis. Depending on market conditions, the interest rate you pay and your monthly payment can go up or down. See Current Mortgage Rates |
"Stop in and talk to me
about our pre-qualification program"
Rita Hoffman, Vice President |
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First Time Home Buyers
There are several special financing options available to first-time home buyers. All offer lower fixed interest rates and, depending on which option you select, the required down payment will vary.
Government Loans
Contact us today for current interest rates or for information on FHA loans, VA loans, or Guaranteed Rural Housing.
Click here for an application.
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Take advantage of a low-rate line of credit for home improvement projects, consolidating debt, or making a major purchase. Home Equity Access is a revolving line of credit that offers significant advantages over other types of consumer credit.
- By using the equity in your home, you’ll receive a preferred rate on your credit line plus the interest you pay may be tax deductible. You should consult your tax advisor about your individual tax situation.
- It’s convenient. Once your application is approved and your line of credit is determined, you can access your account whenever you need to by simply writing a check.
- There is security in knowing you are financially prepared to take advantage of opportunities or to handle emergencies.
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| If you’ve been thinking about purchasing a new vehicle or boat, we can help with convenient terms and highly competitive rates.
Kelley Blue Book
Edmund's - Consumer Information Experts
N.A.D.A. Appraisal Guides
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Peggy Huckfelt,
Consumer Loan Officer |
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Personal Loans
The ability to meets life’s challenges and opportunities are yours with a personal loan from Farmers Bank. Designed to offer you affordable fixed monthly payments (we even offer automatic payment deduction) and low rates, our personal loans can be used to finance major purchases or cover unexpected expenses. |
| Member FDIC