The loss of a loved one is a tragic event. Unfortunately for many of us while we are trying to cope with our loss we are also forced to finalize their financial affairs. Depending on the size and type of estate, this can be complex. For example, you may be involved in the probate process, which determines the authenticity of your loved one’s will.

If there is no valid will, the property will be passed on to heirs according to state law. You may also have to address other important issues. If you can afford it, it is probably wise to consult a lawyer. To get you started however, you can refer to this short list of things to do.

• Contact the Social Security Administration (800-772-1213) regarding any benefits the deceased may have been receiving and any benefits that you may be eligible for.

• Notify your loved one’s insurance company. Ask for claim forms and instructions on how to file for life insurance proceeds.

• Notify your loved one’s employer. You or other family members may be entitled to benefits.

• Submit outstanding medical claims to the proper insurer.

• Notify banks at which the deceased had accounts.

• Notify creditors.

• Determine what taxes are due and file final tax returns.

• If the deceased served in, or was retired from, the uniformed services, the spouse and any minor children may be eligible for certain benefits. For information contact the nearest Department of Veterans Affairs.