• Founded in 1916
  • Current building completed in 1968
  • Installed our first two ATM machines in 1984 and now have several conveniently located ATMs in Spencer
  • Started our Heritage Club in 1990 with over 1,800 members. Transitioned to Adventure Club in 2015.
  • Partnered with Investment Centers of America in 1993 to provide a full line of investment products for our clients to meet their ever-changing financial needs. 
  • Partnered with the Iowa Finance Authority in 2000 and are now recognized as a leader in First Time Home Buyer Program.
  • Market leader based on deposits as reported by FDIC annually.
  • Long history of supporting the community and have provided leading gifts in many local fundraising efforts. We support and encourage our staff to be active in volunteerism. 
  • Awarded the 2013 Spencer Chamber of Commerce Business of the Year Award.
  • Developed and introduced a new program, the Adventure Club in 2015, offering local discounts that demonstrated our commitment and dedication to our valued customers and to the local business community. 
  • Celebrated our 100th Anniversary in 2016 by holding a contest - 100 Years. 30 Charities. $30,000. - which recognized local charities that impact and serve the immediate needs of our community.
  • Completed a parking lot redevelopment in 2016. 
  • Our drive-up ATM was installed on October 18, 2016 and features check deposit images and cash itemization on the receipts.
  • New outdoor signage (digital marquee and monument sign) in 2016-2017.