Welcome! Farmers Bank has been serving the Spencer area – customers and community – since 1916 with a reputation for excellence in personal service. 

Much has changed since the bank was founded, in that customers now have the option to do much of their banking electronically. Services such as Online Banking, Online Bill Payment, and Mobile Banking make it easy and convenient to do your banking wherever you are, whenever you like. 

One thing has stayed the same. Customers who choose to do their banking in person (all the time, some of the time, or once in a while) still get the personal service and attention that we’ve been known for. Since celebrating our 100th Anniversary in 2016, we reflect what an accomplishment and milestone that really is. We are a unique company and financial institution. Without you, our loyal and faithful staff, friends and clients, we would not be what we are today. Thank you very much for your continued support!

If you have any questions or concerns, we’re here to listen and help. Please call or come in to visit with me or any of our bank officers or personal bankers, or contact us online.

In the meantime, thanks for visiting our website. Whether you’re a new visitor or a long-time customer, we’re glad you’re here.


Dave Woodcock
President & CEO