Business Loans

Small Business Administration (SBA) Loans: Low down payments, fixed and variable interest rates, and longer repayment terms make SBA loans an attractive financing option for growing small businesses. (Qualifying guidelines apply.) 

Commercial Lending: Options from short-term loans, seasonal lines of credit, to long-term business and commercial real estate loans.
Equipment Purchase: Loans designed to fit your equipment purchase needs. 

Business Expansion: Show us your business plan so we can determine how we can support the growth of your company. 
Real Estate Construction Loans: Financing options to maintain your cash flow while you complete construction. 
Commercial Real Estate Loans: Competitive loan packages for purchasing or refinancing.
Lines of Credit: Manage your cash flow with a line of credit that you can access, pay down, and use again as you need it. 
Letter of Credit: A guarantee to help you make a purchase or transact business with new suppliers who require payment security. 
Business Credit Cards: Visa® and MasterCard® credit card programs. (Cards issued subject to credit approval.)
Credit Card Application (PDF)


Agriculture Loans

Operating and Livestock Loans

  • Operating Loans for all types of operations
  • Livestock Purchases
Land Financing

  • New Purchases
  • Refinancing
  • Investor Purchases
Facility Loans

  • Livestock facilities
  • Machine and grain storage facilities
Equipment Loans

  • New or used equipment
  • Competitive rates and flexible terms
Government Loans: Farmers Bank participates in various government guaranteed loan programs and works with young and beginning farmers.


Business Credit Cards: Visa® and MasterCard® credit card programs. (Cards issued subject to credit approval.)

Credit Card Application (PDF)


Get started or learn more: Call, come in, or send us a secure message for information or assistance.