Business Loans

Small Business Administration (SBA) Loans: Low down payments, fixed and variable interest rates, and longer repayment terms make SBA loans an attractive financing option for growing small businesses. (Qualifying guidelines apply.) 

Commercial Lending: Options from short-term loans, seasonal lines of credit, to long-term business and commercial real estate loans.

Equipment Purchase: Loans designed to fit your equipment purchase needs. 

Business Expansion: Show us your business plan so we can determine how we can support the growth of your company. 
Real Estate Construction Loans: Financing options to maintain your cash flow while you complete construction. 
Commercial Real Estate Loans: Competitive loan packages for purchasing or refinancing.
Lines of Credit: Manage your cash flow with a line of credit that you can access, pay down, and use again as you need it. 
Letter of Credit: A guarantee to help you make a purchase or transact business with new suppliers who require payment security. 
Business Credit Cards: Visa® and MasterCard® credit card programs. (Cards issued subject to credit approval.)
Credit Card Application (PDF)


Agriculture Loans

Farm Loans to Help You Keep Growing. Agriculture needs capital to keep up with consumer demands and new technology. Farmers Trust & Savings Bank has helped growers and producers with agriculture loans for more than a century.

Operating and Livestock Loans

  • Operating Loans for all types of operations
  • Livestock Purchases
Land Financing

  • New Purchases
  • Refinancing
  • Investor Purchases
Facility Loans
  • Livestock facilities
  • Machine and grain storage facilities

Equipment Loans

  • New or used equipment
  • Competitive rates and flexible terms
Government Loans: Farmers Bank participates in various government guaranteed loan programs and works with young and beginning farmers.


Business Credit Cards: Visa® and MasterCard® credit card programs. (Cards issued subject to credit approval.)

Credit Card Application (PDF)


Get started or learn more: Call, come in, or send us a secure message for information or assistance.