With this great rate, a Farmers Bank Home Equity Line of Credit may help you make those possibilities a reality!
 
 
Ways to use your HELOC:
 
Control Borrow what you need when you need it, and only pay interest on the amount you use. 
Flexibility Utilize your equity line anytime you have a need by simply calling or stopping by the bank. 
Low Rate Because they are secured by your home equity, HELOCs can offer lower rates than unsecured loans like credit cards.
Tax Benefits Your interest payments may be tax deductible. Consult your tax advisor.
Questions? Contact our experts, Ryan, NMLS 488212 or Rita, NMLS 470195 at 712-262-3340 today!

*APR 3.99% introductory rate is available for Home Equity Lines of Credit (HELOC) up to 90% LTV (loan to value), effective 4/29/2019. The rate will be fixed for a period of 6 months from account opening date. Thereafter, the interest rate will adjust to Prime Rate as published in the Wall Street Journal on the last business day of the month which is a variable rate and will fluctuate as Prime rate changes. Must have a Farmers Bank checking account for the discounted rate. Upon close or inactivity of checking account, interest rate will revert to Prime Rate, which is currently 5.50%. This product is for new money only. In case of refinance of Farmers Bank existing home equity line of credit, loan amount must increase by $10,000 or more than original loan. Subject to credit approval, all rates and terms subject to change without notice. Proof of property insurance required. Flood insurance will be required if property is in designated flood zone as established by FEMA. A nonrefundable account maintenance fee of $15.00 will be charged to your credit line annually on anniversary date of the loan. Consult your tax advisor regarding the deductibility of interest paid. If appraisal is required you will be subject to this fee. Maximum annual percentage rate is 18%, Floor rate is 3%. Offer valid through May 31, 2019.