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About: History

  • Founded in 1916
  • Installed our first two ATM machines in 1984 and now have several convenienly located ATMs in Spencer
  • Started our Heritage Club in 1990, currently with over 1,800 members (and growing)
  • Partnered with Investment Centers of America in 1993 to provide a full line of investment products for our clients to meet their ever-changing financial needs
  • Partnered with the Iowa Finance Authority in 2000 and are now recognized as a leader in First Time Home Buyer Program
  • Market leader based on deposits as reported by FDIC annually
  • Long history of supporting the community and have provided leading gifts in many local fund raising efforts. We support and encourage our staff to be active in volunteerism.
  • Introduced Generations Gold® Checking (now referred to as GenGold®) account in 2008 providing valuable local and national discounts


  • FDIC
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