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About: Locations and Hours
Farmers Trust and Savings Bank  
125 West 4th Street 
PO Box 7980 
Spencer, IA  51301-7980 
 
Phone: (712) 262-3340 | (800) 249-3340  
Fax: (712) 262-9511 
 
Contact us through secure email. 
 
Lobby Hours: Monday-Friday 8:30 a.m. - 4:30 p.m. 
 
Drive-Up Hours: Monday-Friday 7:30 a.m. - 6:00 p.m. | Saturday 7:30 a.m. - 12:00 p.m.  
 
ATM Locations 
 


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