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  • GenGold® Checking offers more than 60 money-saving lifestyle benefits and services, including:
  • Identity Theft Protection & Security Center: Protect your identity and activate identity restoration services. A complimentary service to GenGold® members.
  • Discounts and rebates on travel services: Save money and enjoy personal, concierge-style service whether you’re reserving one night at a hotel, booking a flight, or planning a dream vacation.
  • Live better for less: Discounts on health services, groceries, shopping, dining out, movies, and entertainment.
  • Local merchant discounts: Save money at participating local businesses.
  •          Participating Spencer merchant discount list (PDF)
  •          Search for other GenGold® merchants by location
  • Cash Back Rewards when shopping at 350 of the nation's top online retailers: Shop through the Zoola eMarketplace
  • Share GenGold® benefits with up to five family members. (Ask us for details.)
  • And more! Contact Farmers Bank or visit for program details.
  • Banking benefits for GenGold® Checking include complimentary single/wallet-style club checks (Limited to 150 checks per 12-month period. Duplicate-style checks are $5.00 per box); no minimum balance requirements; rate advantage on savings accounts, certificates of deposit, home equity or installment loans. (Ask us for details.) Also available: Heritage Club GenGold® Checking

  • GenGold® Checking and member benefits are available for just $6 per statement cycle. Of course it’s easy to save much more than that through member discounts and rebates!

  • Ask a Farmers Bank representative how you can experience GenGold® FREE for 90 days from account opening! Call, come in or email us to learn more.

  • FDIC
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